債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： Banking limits: You are going to only be permitted to utilize a fundamental banking account throughout the IVA in order to avoid borrowing as a result of an overdraft. 一般銀行只要求債務人變賣可套現資產物業... https://drp88777.bloggazzo.com/29235023/the-smart-trick-of-債務重組邊間-that-nobody-is-discussing-iva-drp-top